Want to spark an e-scooter revolution in London? Ditch the language of conquest

first_img Want to spark an e-scooter revolution in London? Ditch the language of conquest Tags: Trading Archive Tuesday 21 May 2019 11:00 am Fredrik Hjelm Indeed, the current restrictions have not stopped many in the UK buying their own e-scooters and using them around town anyway.It’s not hard to see why. E-scooters could be enormously useful in UK cities, particularly in the capital, cutting congestion and providing a low-emission option for millions of commuters.Yet many still argue that the ban is justified, on the grounds that e-scooters may clog up the streets and endanger pedestrians.In this case, the Uber-style “ask forgiveness, not permission” approach to growth deployed by some of the US e-scooter startups has not helped the sector win friends. What Silicon Valley insiders might view as bold determination not to let obstacles get in the way of vision is seen by everyone else as a deliberate disregard for procedure.Tech companies like to talk about disruption, but that’s an arrogant phrase to use when considering issues as complex and fraught as gridlocked cities. It’s also a dysfunctional and unsustainable way to expand into new markets. When Germany’s politicians gave electric scooters the green light last Friday, they instantly created Europe’s largest market for this new mode of transport, while making Britain the last remaining major country in the continent not to approve e-scooters for use on roads.Pressure is now mounting on British politicians to overturn the ban on e-scooters, along with segways and hoverboards. Opinion Credit: Lime by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikePast Factory4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!Past FactoryFilm OracleThey Drained Niagara Falls – Their Gruesome Find Will Keep You Up All NightFilm Oraclebonvoyaged.comThese Celebs Are Complete Jerks In Real Life.bonvoyaged.comZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldDefinitionMost Embarrassing Mistakes Ever Made In HistoryDefinitionDaily Funny40 Brilliant Life Hacks Nobody Told You AboutDaily FunnyMisterStoryWoman files for divorce after seeing this photoMisterStoryHealthyGem20 Hair Shapes That Make A Man Over 60 Look 40HealthyGemPost FunThe Deadliest Snakes Ever Found On The PlanetPost Fun More From Our Partners Russell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgPorsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgColin Kaepernick to publish book on abolishing the policethegrio.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgLA news reporter doesn’t seem to recognize actor Mark Currythegrio.com It’s time tech businesses stopped talking in terms of upending industries and winning territories, and talked about our responsibilities instead. Only then will people trust us to run services as critical to a city’s proper functioning as transport.We hope the UK government follows the lead of other leading European states in allowing e-scooters as one tactic to help cut pollution and improve air quality. Europe’s commuters have shown that they are overwhelmingly supportive.But whatever happens, all tech businesses need to change their mindset and drop the language of battle and conquest. whatsapp whatsapp In almost all cities, any transport operation that does not try to integrate with the existing public transport network will have a very short lifespan. Asking permission before you go into a market is essential.A better approach than seeking to “conquer” new cities would be for operators to partner with them.That means building meaningful (rather than just promotional) relationships, abiding by local regulations, and understanding that there can be no one-size-fits-all strategy for cities with cultures, habits and climates as varied as there are in Europe.Tech companies also need to pay their way. The fact that some haven’t hired staff or paid tax locally in the past is exacerbating the current backlash against tech giants. It is the least a transport tech company can do as a new arrival in a city.There’s another tactic that responsible disruptors should consider: offer data that can be used for the public good. From a city planning perspective, data on transport usage will help with designing and budgeting for infrastructure improvements, as well as increasing both safety and convenience for all city users. Share City A.M.’s opinion pages are a place for thought-provoking views and debate. These views are not necessarily shared by City A.M.last_img read more

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Fortnum & Mason’s Canadian owner makes £105m windfall

first_img Express KCS Share Tags: NULL by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity WeekMoguldom NationFather Of 2 Sues Los Angeles Hospital After Wife Dies During ChildbirthMoguldom Nationzenherald.com20 Rules Genghis Khan’s Army Had To Live Byzenherald.comMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesComedyAbandoned Submarines Floating Around the WorldComedyDefinitionThe Most Famous Movie Filmed In Every U.S. StateDefinitionGameday NewsNBA Wife Turns Heads Wherever She GoesGameday NewsTheFashionBallPrince Harry Admits Meghan Markle May Not Be The OneTheFashionBall whatsapp Sunday 22 February 2015 11:19 pm More From Our Partners Fort Bragg soldier accused of killing another servicewoman over exthegrio.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comLA news reporter doesn’t seem to recognize actor Mark Currythegrio.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgPorsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgColin Kaepernick to publish book on abolishing the policethegrio.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comKansas coach fired for using N-word toward Black playerthegrio.comKiller drone ‘hunted down a human target’ without being told tonypost.comMan on bail for murder arrested after pet tiger escapes Houston homethegrio.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comKamala Harris keeps list of reporters who don’t ‘understand’ her: reportnypost.com‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comcenter_img THE CANADIAN owners of Fortnum & Mason and Associated British Foods have made £105m in dividends – most of which will go to charitable causes – after another buoyant year. Accounts filed recently on Companies House reveal that Wittington Investments, one of the main investment vehicles of the Weston Family, paid out £63m in the year to 13 September compared with £53m the previous year.This was followed by a £42m dividend after the year-end. The main beneficiary was the Garfield Weston Foundation, which supports charities including the Salvation Army and the Demelza Children’s Hospice. It controls a 79 per cent stake in Wittington and received £83m in dividends. The payout came as pre-tax profits soared to £1.04bn from £879m in 2013, thanks to a strong performance at Primark-owner ABF. Sales dipped from £13.42bn to £13.06bn. Wittington also owns homeware chain Heal’s and hotels including The Grand in Brighton. Fortnum & Mason’s Canadian owner makes £105m windfall Show Comments ▼ whatsapp last_img read more

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Premium / Analysis: Logistics M&A activity shaping up to be a big deal in Q2

first_img Email* Email* Please either REGISTER or login below to continue LOGIN Premium subscriber LOGIN Reset Reset Your Password © Diane Picard By Alessandro Pasetti 25/04/2018center_img Please Login Password* Forgotten your password? Please click here M&A-related news has appeared with a vengeance lately in the transport and logistics industry, and odds are short there could be more deals for me to analyse in the second quarter – although I acknowledge that the outlook for multi-billion deals in the supply chain remains challenging at best. Sadly.Limelight It is not just the bankers’ bread-and-butter deal-making, typically in the sub-$500m region, that is doing the rounds, because DFDS recently hogged the limelight in a sector where an outlier and a player often … << Go back Subscription required for Premium stories In order to view the entire article please login with a valid subscription below or register an account and subscribe to Premium New Premium subscriber REGISTERlast_img read more

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News / Congestion hits Auckland, posing a ‘multi-million dollar’ problem for shippers

first_img Delays at the New Zealand port of Auckland have become a “multi-million dollar problem” for the nation’s shippers.Rocketing demand for containers, staff shortages and a half-finished automation programme have combined to create a “perfect storm” of delays, exporters say.Local reports claim Ports of Auckland Ltd (POAL) is only using a third of its crane capacity and has been unable to fully use its new automated straddle carriers, because overseas engineers were blocked from entering the country after its borders closed.Last week, the port’s congestion prompted Hapag-Lloyd, Maersk, Hamburg Süd and MSC to “structurally remove” Auckland from their jointly operated  Oceania-US east coast service in a “continued effort to safeguard schedule reliability”.Vessels are currently waiting up to five days for a berth, with delays to pick up containers of 9.4 days after scheduled arrival, according to POAL data.Chris Edwards, group MD at Auckland-based Go Air Land Sea Logistics, said importers now faced the conundrum of whether to stick with Auckland or switch to the port of Tauranga, situated 200km south-east.“Given that Auckland has a US$200 per teu congestion surcharge, you’d think the simple answer must be to ship via Tauranga,” he told The Loadstar. “That would be the correct method, if there wasn’t a 10-14 day delay in railing the container.“So potentially, despite the surcharge, Auckland could still provide earlier container access, if time is the main criteria. There looks to be little sign of the Tauranga congestion easing, but there are small signals that Auckland’s may be improving, albeit at a glacial pace,” Mr Edwards explained.He said freight rates from China and South-east Asian ports to Auckland were US$3,500-$4,000 per teu, plus the congestion surcharge.Interestingly, Mr Edwards said, the port of Tauranga’s annual report had directly attacked POAL’s performance and its “inability to have its infrastructure working properly, many months after its implementation”.He added: “Some will see this as competitive rivals sparring, but the facts raised can’t be denied, and the impact on the Auckland region remains a significant multi-million dollar problem.”Delays in Australia have also been partly blamed for skewing Auckland’s schedules. Mr Edwards saidit was “great news” that shipping lines had recently begun removing port congestion surcharges at Sydney’s Port Botany, with the problems there easing, but cautioned POAL needed to “get back to a predictable berthing timetable as soon as possible so it remains a viable option for direct vessel calls”.However, the port says it won’t be able to reintroduce fixed timetables of accurate berthing windows to shipping lines until the end of April, and Mr Edwards said: “We believe that is optimistic based on what we know, but we sincerely hope we are wrong for everyone’s sake.“We want the port to be functioning properly and the ‘waiting for berth’ information removed from the planning window. If there is one thing we have learned during this POAL debacle, it’s that people prefer predictability over visibility every time.” By Sam Whelan 24/03/2021last_img read more

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Teen killed in Lehigh Acres hit and run crash, driver arrested

first_imgAdvertisementTags: hit and runLehigh Acres AdvertisementZurita works as a manager at a Domino’s Pizza in Lehigh Acres. He told deputies the accident happened because he was tired from working two back-to-back double shifts and thought he had hit a mailbox, according to the Lee County Sheriff’s Office.Zurita lives a half of a mile away from the crash scene, according to his booking report.A third teen walking with the two others witnessed the hit-and-run and said the Tesla came close to hitting her too. Lehigh Elementary preschool teacher accused of child abuse won’t renew contract June 16, 2021 Driver slams parked cars into Lehigh Acres home June 17, 2021 Advertisement Lehigh Acres man gains attention for riding bike backwards June 16, 2021 RELATEDTOPICS Zurita’s brother showed up to the scene after Adrian came home alarmed saying he hit something but didn’t know what.He will be in court Friday afternoon asking for his bond of $700,000 to be reduced. Advertisement AdvertisementRecommended ArticlesBrie Larson Reportedly Replacing Robert Downey Jr. As The Face Of The MCURead more81 commentsGal Gadot Reportedly Being Recast As Wonder Woman For The FlashRead more29 comments Three men injured in Lehigh Acres hit-and-run crash June 15, 2021 AdvertisementDC Young Fly knocks out heckler (video) – Rolling OutRead more6 comments’Mortal Kombat’ Exceeded Expectations Says WarnerMedia ExecutiveRead more2 commentsDo You Remember Bob’s Big Boy?Read more1 commentsKISS Front Man Paul Stanley Reveals This Is The End Of KISS As A Touring Band, For RealRead more1 comments LEHIGH ACRES, Fla. – Two teenagers were hit by a car that sped off in Lehigh Acres Dec. 11.Two 15-year-old boys were hit by a black Tesla near the intersection of Elaine Avenue N and 42nd Street W, according to Florida Highway Patrol.Both teens were rushed to the hospital. One teen was unconscious and later died at Lee Memorial Hospital.The suspected driver, Adrian Zurita, 19, was later found and arrested. He is facing two criminal charges, including leaving the scene with a death and leaving the scene with an injury.last_img read more

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Investment needed to make Rock of Dunamaise a ‘visitor attraction of national significance’

first_img Twitter Investment needed to make Rock of Dunamaise a ‘visitor attraction of national significance’ By Steven Miller – 14th February 2018 WhatsApp TAGSLaois TourismLaois Tourism Strategy 2018-2023Rock of Dunamaise An image captured at The Rock of Dunamase An outdoor interpretation area is needed at the Rock of Dunamaise in order to position the site “as a visitor centre of national significance”, according to the recently-launched Laois Tourism Strategic Plan.“The Rock of Dunamaise represents an iconic site within the context of Laois and also Ireland’s Ancient East,” says the report in a specific section dedicated to the well-known Laois landmark.“(But) the current level of interpretation and visitor experience does not reflect the significance and potential of the site as a tourism attractor.“The opportunity to build on the heritage and location value of the site requires investment to position The Rock of Dunamaise as a visitor attraction of national significance.”The report says that the ability to connect the site with other castles and comparable sites across Ireland’s Ancient East is “significant” but at a minimum it “must deliver a visitor experience comparable to other sites”.“A level of outdoor interpretation and innovation is required which should be designed to suit the stories of the site.“The suggested outdoor interpretation approach can be developed outside the boundary of the castle, ensuring that the integrity of the site is not compromised.“The opportunity to incorporate this ‘off site’ interpretation combined with the required tourism infrastructure such as parking has the potential to be transformational for Laois Tourism”.The key actions reccommeded in the review for the Rock of Dunamaise are: A review of appropriate outdoor interpretation installations; Site development to support increased visitor numbers; Site interpretation to align with Ireland’s Ancient East; Local guide training and development to enhance the visito experience.SEE ALSO – Laois should be the ‘Meeting and Conference Centre of Ireland’ Council Laois County Council team up with top chef for online demonstration on tips for reducing food waste Previous articleLooking to learn more about Excel? Then this course in Portlaoise is for youNext articleWATCH: Internet sensations the 2 Johnnies are coming to Laois for huge Macra fundraiser Steven Millerhttp://www.laoistoday.ieSteven Miller is owner and managing editor of LaoisToday.ie. From Laois, Steven studied Journalism in DCU and has 14 years experience in the media, almost 10 of those in an editorial role. Husband of Emily, father of William and Lillian, he’s happiest when he’s telling stories or kicking a point. Community Pinterest Rugby WhatsApp Ten Laois based players named on Leinster rugby U-18 girls squad Laois County Council create ‘bigger and better’ disability parking spaces to replace ones occupied for outdoor dining Pinterest Home News Community Investment needed to make Rock of Dunamaise a ‘visitor attraction of national… NewsCommunity Facebook Facebook Twitter RELATED ARTICLESMORE FROM AUTHORlast_img read more

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Portlaoise stay top but Division 1A wins also for O’Dempsey’s, Portarlington and Ballyroan-Abbey

first_img Previous articleAll of Saturday’s Laois GAA resultsNext articleDeaths in Laois – Sunday, April 28, 2019 Siun Lennonhttp://heresosiun.blogspot.ie/2016/09/the-lekkie-piccie-experience.htmlSiún Lennon joined LaoisToday in a full-time capacity after studying Journalism and New Media in the University of Limerick. She hails from Rosenallis and her interests vary from news, sports and politics. Facebook Facebook 2020 U-15 ‘B’ glory for Ballyroan-Abbey following six point win over Killeshin Home Sport GAA Portlaoise stay top but Division 1A wins also for O’Dempsey’s, Portarlington and… SportGAAGaelic Football Kelly and Farrell lead the way as St Joseph’s claim 2020 U-15 glory GAA RELATED ARTICLESMORE FROM AUTHOR Pinterest Portlaoise stay top but Division 1A wins also for O’Dempsey’s, Portarlington and Ballyroan-Abbey Twitter Barry Kelly in action for O’Dempsey’s There was a full round of ACFL Division 1A games down for decision this evening with wins for leaders Portlaoise, Ballyroan-Abbey, an O’Dempsey’s side that went goal crazy and for Portarlington.We round up all the action below.Ballyroan-Abbey 2-13 Arles-Kilcruise 0-12Laois Shopping Centre ACFL Division 1AGoals proved the difference tonight as MJ Tierney’s first half three-pointer and Scott Conroy’s second half success in raising the green flag pushed Ballyroan-Abbey towards their third victory in five games tonight.Ballyroan-Abbey set their stall through two Conroy points in the opening minutes, followed by Tierney’s shot on goal. Arles-Kilcruise were a little more unlucky in front of the posts, missing roughly five chances on goal during the game.Laois footballers Ross Munnelly and Kevin Meaney were a huge addition back to Arles-Kilcruise, both putting in fine performances, with Munnelly raising the white flag numerous times throughout both halves.Laois U-20 captain and sharpshooter Diarmuid Whelan fired one from play in the opening half, along with a point from midfielder Shaun Murphy, to contribute to Ballyroan-Abbey’s 1-6 at the half-time whistle.Ballyroan-Abbey finished the first half four points ahead – 1-6 to Arles Kilcruise’s five points.Laois senior footballer Marty Scully put his name on the board in the latter half, showing his versatility and ease in front of the post as well as in defence.Whelan added two from play while Conroy and Tierney slotted over one from play and another two from frees, respectively.There wasn’t much between these two teams for long periods, roughly two to four points during that second half.Injury time would prove the saving grace for Ballyroan-Abbey and the finisher for Arles-Kilcruise. Conroy hit the net in those dying minutes to make it two goals for the home side with Whelan adding a point to make the final score Ballyroan-Abbey 2-13 Arles-Kilcruise 0-12 as Arles’s wait for a first win continues.SCORERS -Ballyroan-Abbey: MJ Tierney 1-3 (0-2 frees), Scott Conroy 1-3, Diarmuid Whelan 0-4, Marty Scully  0-1, Shaun Murphy 0-1 Arles-Kilcruise: Ross Munnelly 0-8, David Conway 0-2, Fran Egan 0-2BALLYROAN-ABBEY: Andrew Bonham; Ciaran Moffitt, Gavin Tynan, Ruairi Dunne; Aaron Carroll, Marty Scully, James Whelan; Shaun Murphy, Cathal Doyle; Ciaran Carroll, Scott Conroy, Dylan Cuddy; MJ Tierney, Padraig McMahon, Diarmuid Whelan. Subs: Enda McWey on for D Cuddy (half-time), Liam Delaney for S Murphy, Paudie McDonald for C Carroll, Mark McDonald for P McDonald (black card)ARLES-KILCRUISE: Ciaran Lawlor; Cialann Mulhall, Stephen Miller, Conal Brennan; John P Conway, Colm Munnelly, Anthony McElroy; Kevin Meaney, Chris O’Donovan; Francis Egan; Brendan Conway, David Conway; Chris Conway, Ross Munnelly, Jason McLoughlin. Subs: Dylan Walters, PJ Lawlor, Dermot NolanReferee: Vincent Dowling (O’Dempseys)O’Dempsey’s 6-13 St Joseph’s 0-6O’Dempsey’s hit six goals in a comfortable win over St Joseph’s to maintain their second place spot behind unbeaten Portlaoise.O’Dempsey’s led 3-8 to 0-3 at the break and continued to be at their ease in the second half by adding three more goals.Matthew Finlay hit 2-3 while Michael Finlay, Barry Finlay, Brian Nugent and sub Johnny Kelly all got a goal apiece.O’DEMPSEY’S: Eugene Nolan; Cormac O’Hora, Shane Nerney, Tommy Kehoe; Conor Meredith, Bryan Meredith, Tom Kelly; Rory Bracken, Barry Kelly; Brian Nugent, Mark Barry, Barry Howlin; Michael Finlay, Eoin Finlay, Matthew Finlay. Subs: Johnny Kelly, Keith Kavanagh, Tom Behan and Eoin CunninghamST JOSEPH’S: Dan Nelligan; Niall Brennan, Tom Dunne, Jack Lacey; Dean Brophy, Adam Campion, Murtagh Condron; Brian Daly, Bernard Wheatley; Mikie Dempsey, Enda Butler, Peter Kealy; Matty Campion, Noel Garvan, Conor Kealy. Subs: Seamus Farrelly, Noel Leech, Oisin LaceyElsewhere in the other two games down for decision this evening, Portarlington were 2-14 to 0-10 winners over The Heath.Jake Foster and Darragh Galvin got a goal apiece for Port while Colm Murphy hit eight points. Chris Bergin top scored for The Heath with seven points.Portlaoise, meanwhile, maintained their 100% record with their fifth win from five games, a narrow 0-12 to 0-11 win away to Graiguecullen.With April now drawing to a close, the county players can be expected to go back fully to John Sugrue’s set up but there is a full schedule of games this coming Thursday. Graiguecullen are at home to Arles-Kilcruise; Portarlington host O’Dempsey’s; Portlaoise are at home to The Heath and St Joseph’s are at home to Ballyroan-Abbey.How ACFL Division 1A standsSEE ALSO – Wins for Stradbally, Ballylinan and Courtwood in this evening’s ACFL Division 1B action WhatsApp By Siun Lennon – 27th April 2019 Here are all of Wednesday’s Laois GAA results GAA TAGSACFL Division 1A Pinterest Twitter WhatsApp GAA last_img read more

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Embrace Farm safety remembrance service to be held online this year

first_imgHome News Farming Embrace Farm safety remembrance service to be held online this year NewsFarming TAGSBrian RohanEmbrace Farm Electric Picnic News Twitter Pinterest WhatsApp Bizarre situation as Ben Brennan breaks up Fianna Fáil-Fine Gael arrangement to take Graiguecullen-Portarlington vice-chair role Some of the attendance at the 2017 Embrace celebration in Abbeyleix Embrace FARM, the support network for those affected by farm accidents and which was set up by Laois man Brian Rohan, is encouraging people to join in the #WeRememberYou campaign this June to remember a person in their life lost or injured in a farm accident.The campaign will this year culminate in an online Remembrance Service where names of those affected by a farm accident will be spoken in order to honour their memory.Kairos Productions will be producing this for Embrace Farm and it will be online at 2pm on Sunday, June 28, for a live stream at  www.embracefarm.com.It will also be shown on RTE on Sunday, July 5, at 11am.This is the seventh such annual Remembrance Service, but the first to be hosted online.Last year more than 150 families had their loved ones remembered at the Ecumenical Service and Embrace FARM is encouraging people to send names of those they would like remembered this year.Speaking about this initiative, Brian Rohan, Founder of Embrace FARM said “Our annual remembrance service is hugely important in the personal grieving process for many individuals and families.“Last year we had hundreds of people attend the service and while we cannot gather this year because of the Covid 19 social distancing guidelines, we just knew we had to host the event in a virtual way.“Behind each death there is a grieving family who are trying to find meaning and comfort.“Behind every farm accident victim is a survivor who’s injury may be impacting themselves and their families lives. We would encourage anyone who would like their father, mother, husband, wife, child, relative or someone important to their family or community remembered to send us their details so that we can honour their memory and continue to support each other on our collective journey.”From 2010 to 2019 there have been 214 lives lost due to farm related accidents in the Republic of Ireland according to the Health and Safety Authority (HSA).A further 39 lives were lost from 2013 to 2019 in Northern Ireland according to the Health and Safety Executive for Northern Ireland (HSENI).Teagasc research carried out between 2012-2017 estimates there are an average of 2500 farm accidents per year.Embrace FARM is a registered charity which aims to provide support for those affected by farm accidents based on shared personal experience.SEE ALSO – Main Street in Portlaoise could be pedestrianised sooner rather than later – can it work? Electric Picnic Twitter Pinterest Facebook Electric Picnic organisers release statement following confirmation of new festival date WhatsApp Previous articleLaois GAA propose slight change to senior club hurling championship but football format to remain the sameNext articleCoronavirus: Eight new cases, eight more deaths as Taoiseach says Ireland to be re-opened fully by mid July LaoisToday Reporter By LaoisToday Reporter – 11th June 2020 Facebook Laois Councillor ‘amazed’ at Electric Picnic decision to apply for later date for 2021 festival RELATED ARTICLESMORE FROM AUTHOR Embrace Farm safety remembrance service to be held online this yearlast_img read more

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Education savings on the minds of many Canadian parents

first_img Related news Keywords RESPs,  EducationCompanies HSBC Bank Canada Higher education pays, if you use it Wealth drives RESPs, but financial literacy plays a big part too: StatsCan Facebook LinkedIn Twitter Although many Canadian parents are helping to finance their child’s post-secondary education, a considerable percentage lament not saving more money, according to a study commissioned by Vancouver-based HSBC Bank Canada. The global report, entitled The Value of Education: Higher and Higher, demonstrates that 76% of Canadian parents with at least one child 23 years of age and younger in university or college are funding at least part of their child’s tuition. The global average of parents who contribute to post-secondary tuition is 87%. In addition, 30% Canadian parents wish they had started saving for their child’s education sooner and 30% of parents also regret not putting more into savings, the report says. That said, 70% of parents started to think about their child’s education before the child had started primary education and 61% had already made funding decisions by then. “The good news is that Canadians take a proactive approach to financing their child’s education,” says Larry Tomei, executive vice president and head of retail banking and wealth management at HSBC Bank Canada. “Taking advantage of registered education savings programs, or scholarships and bursaries is key; however, there is still opportunity to do even more.” Canadian parents performed well globally: they ranked second, after China, in taking advantage of education savings program or investments plans. But only about 35% of Canadian parents are doing so. Instead, 61% of parents are paying for their child’s education using day-to-day income, the report says. Many parents are also making sacrifices to fund post-secondary education by spending less on leisure activities (28%), putting less money into retirement savings (23%) and contributing less toward long-term savings or investments (22%). Photo copyright: guijunpeng/123RF Covid-19 takes bite out of education savings Share this article and your comments with peers on social media Leah Golob last_img read more

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BMO launches Facebook, Twitter chatbots

first_img Banking industry’s tech shift has accelerated amid pandemic Keywords Online banking,  Artificial intelligenceCompanies Bank of Montreal BMO found AI, climate change and diversity opportunities in pandemic: CEO Armina Ligaya Related news BMO developed the Facebook chatbot in partnership with Vancouver-based Finn.ai and the Twitter one with Toronto-based Massively.They will only answer customer questions such as how to view their account balances or transfer money, not perform transactions, such as paying a bill, themselves, even though chatbots have the capability and some financial institutions are adopting it already.BMO is exploring adding further functions to the virtual robots’ repertoire, but is treading slowly to ensure customers’ personal information discussed on platforms outside of their own digital properties is secure, said Brett Pitts, BMO’s chief digital officer.“We’re not starting in a place where people are entering personal information, or making payments or balances or any of those type of things… We have to be very thoughtful about those elements before we are comfortable rolling out the next generation of features,” Pitts said in an interview.The chatbots have been fed with the top customer questions received at BMO’s call centre and their websites. Both chatbots will learn over time, but customers will also have the option to talk to a live customer service representative on Facebook and Twitter during business hours, he added.Other Canadian banks have either been testing or rolling out chatbots on Facebook and Twitter as well. In October last year, Calgary-based ATB Financial launched a virtual banking assistant in conjunction with Finn.ai that allows users to do transactions such as paying bills via Facebook Messenger. Also in October, Toronto-Dominion Bank (TD) announced an agreement with Kasisto to integrate its AI-powered interactive chat interface into the lender’s mobile app.TD and BMO are also among the financial institutions that have developed a voice app, called a skill, that allow customers to ask questions via Amazon’s voice-activated assistant, Alexa.These technologies can help these financial institutions both save costs and address higher volumes of customer requests.The Big Five Canadian banks have been in a technological arms race in recent years and have been ramping up investment and spending to stay ahead of the curve.Last year, BMO increased its technology spending by 13%, and expects that expenditure to grow in the double digits moving forward, its chief executive Darryl White told an industry conference in January.Meanwhile, the physical footprint of Canada’s five largest lenders is shrinking, as they close or remove more branches than they are opening.In the 2017 fiscal year, these banks collectively opened or relocated 39 and 29 branches, respectively, but closed 170 brick-and-mortar locations, according to their public accountability statements. BMO closed 19 branches, but opened three and relocated nine in the 12 months ended Oct. 31, 2017.Its a reflection of changing banking patterns among Canadian consumers. A 2016 survey commissioned by the Canadian Bankers Association shows that 51% say online or internet banking was their primary method, up from 47% in 2012. Mobile banking was the route of choice for 17% of those surveyed, up from 5% four years earlier. ATMs and tellers were falling out of favour, at 16% and 12% respectively, compared to 26% and 17% in 2012.BMO will be investing in its traditional digital platforms, but will be looking at different ways to interact with customers, particularly in conversational interfaces, said Pitts.“Clearly, there are a number of indications that we are going to be thinking more flexibly about digital distribution.” Wealthsimple’s peer-to-peer app goes national The Bank of Montreal (BMO) is taking a first step towards artificial-intelligence powered customer service by launching chatbots that can field questions via Facebook Messenger and Twitter.The deployment of such technology is the latest move by a Canadian bank to beef up its digital capabilities as customers increasingly conduct their banking on mobile phones and computers, rather than over the phone or in a brick-and-mortar branch. Man with smart phone and credit card with online shopping and payment. wutwhan/123RF Share this article and your comments with peers on social media Facebook LinkedIn Twitterlast_img read more

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